1. Call Your Insurer
If you have suffered a Personal Injury you should contact your Insurer as soon as possible to report your loss and what happened. You will be assigned a Claim Number, and usually a Claims Representative who will be primarily responsible for your claim. You will probably be required to fill out a Claim Form to indicate what happened in the accident and what losses you have had (Medical Bills, Property Damages, etc.).
2. Gather Accident Related Documents
You should gather information such as Police and Accident Reports, medical bills, and photographs of property damage to your vehicle.
3. Select an Experienced Personal Injury Lawyer
You should consider consulting with a reputable and experienced personal injury lawyer soon after your accident. The sooner you contact a lawyer, the sooner you can obtain a NO COST consultation and have your questions answered.
4. Personal Injury Claim Forms
It is often necessary for a person to fill out a variety of Claim Forms. Some of the Claim Forms are provided to you by your insurer. Some of the Forms may be required by a government agency (such as the State of Oregon or the Social Security Administration).
However, sometimes you will be asked to complete a form that is not necessary for you to complete. Therefore, be aware that just because an Insurer requests something does not mean that they are entitled to obtain that information from you. You should approach your claim with caution and seek the advice of an attorney, as your claim can be complicated by the facts of your particular situation or by the law that applies to your situation. Even if a case appears to be simple, an Insurer can complicate matters, making your life and claim difficult.